ZIP 01084 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 01084 in Hampshire County, Massachusetts comes in at 11, a minimal composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (74/100)). The latent-versus-live split is 23/100 structural and 1/100 already moving. What sets it apart are the readings on structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). mortgage stress (2/100) and construction/permit lag (1/100) stay muted.

The market reads peak — home values rose 1.5% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 100% of tenant households. The vacancy rate is 40.5% — elevated. Households earn a median $91,667 — above the roughly $78,000 national figure. Around 61% of adults hold a bachelor's degree or higher. 11.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 37/100. The tenure split is 88% owner-occupied to 12% rented. There are about 69 housing units across 01084. 101 residents call 01084 home, typically aged 52. The typical home is worth about $282,800 (3.6× income, relatively affordable).

Net-net, 01084 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 01084 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 01084 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01084 can be compared directly against any other ZIP in Hampshire County, Massachusetts or nationwide. The score is rebuilt from public data as it updates, so 01084 reflects the current record instead of a stale or modeled snapshot.

01084's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 01084 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.