ZIP 01007 Property Distress & Foreclosure Data

DLRadar grades ZIP 01007 (Hampshire County, Massachusetts) at a low 18/100 for overall property distress. Structural risk reads 40/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). Property-level stress concentrates in construction/permit lag (68/100), structural risk (40/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads expansion — home values rose 7.4% year on year, and 22% higher over three years, at 60/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 15,406 people live here, median age 44. Owners hold 84% of homes, renters 16%. Rent burden reaches 32% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $371,400, an affordability ratio of 3.5× — accessible. There are about 6,309 housing units across 01007. Median household income is $99,056, above the U.S. median near $78,000. Educational attainment sits at 46% bachelor's-or-above. Vacancy runs 2.1%. 8.7% of residents fall below the poverty threshold.

Overall 01007 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.