ZIP 01007 Foreclosure, Tax-Lien & Distress Report

Hampshire County, Massachusetts's ZIP 01007 registers 12/100 composite distress, which DLRadar reads as minimal. Structural risk reads 23/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (74/100)). Its standout signals are structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, mortgage stress (2/100) and construction/permit lag (2/100) register low.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 22% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 15,406 people live here, median age 44. The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 32% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $371,400, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 6,309 housing units. Median household income is $99,056, above the U.S. median near $78,000. About 46% have a four-year degree. Vacancy runs 2.1%. Roughly 8.7% live below the poverty line.

On balance 01007 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 01007's 12/100 can be lined up against any neighbor in Hampshire County, Massachusetts or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 01007, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 01007 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For an operator, 01007 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.