ZIP 01039 Property Distress & Foreclosure Data

DLRadar grades ZIP 01039 (Hampshire County, Massachusetts) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (71/100), structural risk (40/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. On the structural side it scores 40/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (69/100).

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 9% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 4.0% — low. Around 21% of renters are cost-burdened. At $115,114, median income runs above typical U.S. levels. The vacancy rate is 1.4%. 1,660 residents call 01039 home, typically aged 53. The demographic-stress sub-score lands at 21/100. Around 58% of adults hold a bachelor's degree or higher. The typical home is worth about $423,100 (3.6× income, relatively affordable). 88% of housing is owner-occupied. The ZIP holds roughly 657 housing units.

On balance, 01039 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.