ZIP 01039 Foreclosure, Tax-Lien & Distress Report
Hampshire County, Massachusetts · Distress market
Hampshire County, Massachusetts's ZIP 01039 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (26/100), construction/permit lag (15/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. The split runs 26/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (69/100).
The peak-phase market in 01039 posted values that rose 2.1% over the year, and 9% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The poverty rate is 4.0% — low. Rent burden reaches 21% of tenant households. At $115,114, median income runs above typical U.S. levels. The vacancy rate is 1.4%. 1,660 residents call 01039 home, typically aged 53. DLRadar's demographic-stress index for the area reads 21/100. Educational attainment sits at 58% bachelor's-or-above. The typical home is worth about $423,100 (3.6× income, relatively affordable). The tenure split is 88% owner-occupied to 12% rented. There are about 657 housing units across 01039.
On balance, 01039 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 01039 at the moment; the composite and its components are still built from verifiable public records.
The 01039 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 01039 stays directly comparable to neighboring ZIPs and the rest of Hampshire County, Massachusetts. Every figure is auditable to a public dataset and refreshed on ingest; 01039 shows blanks, not estimates, wherever the record is sparse.
01039's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 01039 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 01039
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 01039 Stress Report snapshot
A live read on 01039: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 01039
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Each signal above is traceable to an open dataset · methodology