ZIP 01053 Foreclosure, Tax-Lien & Distress Report

ZIP code 01053 in Hampshire County, Massachusetts carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). Structurally it carries 23/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, mortgage stress (2/100) and construction/permit lag (1/100) register low.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 26% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 9.5%. Vacancy runs 3.5%. At $88,646, median income runs above typical U.S. levels. Owners hold 77% of homes, renters 23%. There are about 880 housing units across 01053. About 54% have a four-year degree. 2,033 residents call 01053 home, typically aged 54. DLRadar's demographic-stress index for the area reads 26/100. Around 31% of renters are cost-burdened. The typical home is worth about $356,900 (3.9× income, relatively affordable).

On balance 01053 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 01053 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 01053 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01053 can be compared directly against any other ZIP in Hampshire County, Massachusetts or nationwide. Nothing here is interpolated — where a source is thin for 01053, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 11/100 figure for 01053 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 01053 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.