ZIP 01075 Property Distress & Foreclosure Data

DLRadar grades ZIP 01075 (Hampshire County, Massachusetts) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (68/100), structural risk (40/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. On the structural side it scores 40/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (74/100).

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 17% higher over three years (phase confidence 60/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $93,646, median income runs above typical U.S. levels. The vacancy rate is 4.6%. The poverty rate is 7.3% — low. Around 50% of adults hold a bachelor's degree or higher. Around 36% of renters are cost-burdened. 77% of housing is owner-occupied. 17,410 residents call 01075 home, typically aged 44. The typical home is worth about $357,900 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 7,511 housing units.

On balance, 01075 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.