ZIP 01096 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 01096 (Hampshire County, Massachusetts) lands at 12/100 — minimal on DLRadar's public-record scoring. The split runs 24/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (73/100)). The most distinctive pressure shows up in structural risk (24/100), construction/permit lag (4/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

The market reads peak — home values rose 1.6% year on year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,207 housing units across 01096. The vacancy rate is 11.8% — elevated. A median home runs $374,900 here, or 3.4 times local income. Households earn a median $105,729 — above the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. About 55% have a four-year degree. 5.0% of residents fall below the poverty threshold. On demographic stress specifically, 01096 scores 21/100. 2,566 residents call 01096 home, typically aged 48. Around 17% of renters are cost-burdened.

On balance 01096 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 01096 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 01096 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01096 can be compared directly against any other ZIP in Hampshire County, Massachusetts or nationwide. Sparse data for 01096 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 12/100 figure for 01096 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 01096 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.