ZIP 01096 Property Distress & Foreclosure Data

ZIP code 01096 in Hampshire County, Massachusetts carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 40 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (73/100). What sets it apart are the readings on construction/permit lag (69/100), structural risk (40/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a expansion phase: values rose 7.2% over the trailing year, at 56/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,207 housing units across 01096. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $374,900 (3.4× income, relatively affordable). At $105,729, median income runs above typical U.S. levels. 87% of housing is owner-occupied. Around 55% of adults hold a bachelor's degree or higher. The poverty rate is 5.0% — low. The demographic-stress sub-score lands at 21/100. 2,566 residents call 01096 home, typically aged 48. Rent burden reaches 17% of tenant households.

On balance, 01096 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.