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ZIP 01331 Foreclosure, Tax-Lien & Distress Report

Worcester County, Massachusetts · Distress market

ZIP code 01331 in Worcester County, Massachusetts carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). Its heaviest discrete signals: structural risk (64/100), construction/permit lag (49/100), institutional ownership (42/100). mortgage stress (18/100) stay muted. Structurally it carries 64/100, against 5/100 of stress already in motion.

The market reads peak — home values rose 2.5% year on year, and 19% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Population is roughly 13,865 with a median age of 43. Home values center near $281,400, an affordability ratio of 3.8× — accessible. Around 49% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. The tenure split is 75% owner-occupied to 25% rented. The vacancy rate is 10.3%. The poverty rate is 13.2%. The ZIP holds roughly 6,000 housing units. Households earn a median $68,345 — below the roughly $78,000 national figure. About 21% have a four-year degree.

Overall, 01331 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 01331 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 01331's 29/100 can be lined up against any neighbor in Worcester County, Massachusetts or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 01331 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 01331 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 01331 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
64/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 01331

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk94
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 01331 Stress Report snapshot

The live 01331 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The full 01331 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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