Worcester County, MA: Foreclosures, Tax Liens & Distressed Properties

Worcester County, MA, Massachusetts: 87 ZIP codes scored, Worcester County, MA averaging 29/100 (low, Worcester, MA), from 18 to 29. Worcester County, MA is in its peak phase (Worcester, MA confidence 27/100): Worcester, MA home prices up 2.5% (Worcester, MA) over twelve months. Worcester County, MA lender headwind: 64/100.

Highest-scoring Worcester County, MA ZIPs: 01005 (29/100), 01031 (29/100), 01037 (29/100), 01068 (29/100), 01074 (29/100), 01083 (29/100). Also scored in Worcester County, MA: 01092, 01094, 01331, 01366, 01368, 01420, 01430, 01436, 01438, 01440.

Across Worcester County, MA's scored ZIPs: median home value $437,613, household income $98,807, 5.8% vacancy, 8.7% poverty, 74% owner-occupied, median age 42.9.

Worcester County, MA insurance distress 56/100 (#990 in the US); FEMA hazard 52/100 for Worcester, MA; 2 federal disaster declarations in Worcester County, MA since 2023 (2 flood); 5 Worcester, MA NFIP flood claims, $12K paid; Worcester, MA construction distress 44/100.

26 banks with 192 branches lend in Worcester County, MA; Worcester, MA weighted bank stress 70/100, highest 94/100 in Worcester, MA.

Worcester County, MA unemployment 4.5% (Worcester, MA -0.7 pts, six months); 1,826 new housing units permitted in Worcester County, MA over twelve months, Worcester, MA up 6% from 1,717; Worcester, MA home prices +9.8% a year (Worcester, MA) over three years.

355,185 housing units in Worcester County, MA; 114,424 Worcester, MA renter households; 47% of Worcester, MA renters spend 30%+ of income on rent, 23% (Worcester, MA) half or more.

Worcester County, MA ranks #2,875 nationally on the opportunity index (Worcester, MA, among all ranked counties); Worcester, MA scores 24.0/100 and Worcester, MA sits #5 inside Massachusetts. Worcester, MA is in the weak opportunity phase; Worcester, MA's primary driver is bank institutional, Worcester, MA second driver construction; Worcester, MA moved down 221 places. 67 short-sale listings across Worcester, MA; 89 days on market observed in Worcester, MA; 5.6% vacancy over 87 Worcester, MA ZIPs.

0.7% of Worcester County, MA mortgages were ninety-plus days late in December 2025; Worcester, MA's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Worcester, MA's ninety-day rate is up 0.1 points on twelve months earlier; the Worcester, MA peak since 2008 was 4.7% in January 2010; Massachusetts overall reads 0.6%.

Worcester County, MA has 20 watched banks; 20 Worcester, MA banks sit in an elevated band. Worcester, MA footprints: Cornerstone Bank (17 branches, stress 82) in Worcester, MA; Unibank For Savings (14 branches, stress 78) in Worcester, MA; Fidelity Coop Bank (11 branches, stress 66) in Worcester, MA.

HUD lists 63 assisted multifamily properties in Worcester County, MA with 8,429 units; 4,183 Worcester, MA units are assisted, 35 Worcester, MA properties under project-based Section 8.

19,359 of the 355,185 housing units in Worcester, MA sit vacant. Worcester County, MA permitted 1,060 multifamily units in twelve months; Worcester, MA's one-to-four unit structures added 766 units in Worcester County, MA.