ZIP 01031 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 01031 in Worcester County, Massachusetts comes in at 29, a low composite-distress reading. Leading the profile are structural risk (64/100), construction/permit lag (49/100), institutional ownership (42/100). By contrast, mortgage stress (18/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). Structural risk reads 64/100 against active distress of 5/100.

The market reads peak — home values rose 2.5% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

The tenure split is 52% owner-occupied to 48% rented. 11.2% of residents fall below the poverty threshold. The ZIP holds roughly 719 housing units. Around 54% of renters are cost-burdened. Households earn a median $58,125 — below the roughly $78,000 national figure. Educational attainment sits at 22% bachelor's-or-above. Population is roughly 1,715 with a median age of 36. The typical home is worth about $245,600 (4.1× income). On demographic stress specifically, 01031 scores 36/100. The vacancy rate is 5.0%.

On balance 01031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 01031 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 01031 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 01031 stays directly comparable to neighboring ZIPs and the rest of Worcester County, Massachusetts. Sparse data for 01031 shows as blanks, never estimates, and the score updates on every fresh public filing.

01031's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 01031 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.