ZIP 01366 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01366 (Worcester County, Massachusetts) at a low 29/100 for overall property distress. Structurally it carries 63/100, against 5/100 of stress already in motion. The pressure is most legible in structural risk (63/100), institutional ownership (45/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (18/100). Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (62/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 23% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,173 people live here, median age 56. The typical home is worth about $392,400 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 525 housing units. 91% of housing is owner-occupied. Rent burden reaches 18% of tenant households. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. 8.9% of residents fall below the poverty threshold. About 43% have a four-year degree. Median household income is $107,656, above the U.S. median near $78,000.

Net-net, 01366 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 01366 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 01366's 29/100 can be lined up against any neighbor in Worcester County, Massachusetts or any ZIP coast to coast. Where the record is thin for 01366, the field stays empty rather than modeled, and fills in as new documents post.

Behind 01366's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 01366 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.