ZIP 01440 Property Distress & Foreclosure Data

Composite property distress in 01440 (Worcester County, Massachusetts) lands at 33/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (65/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 73/100 structural and 5/100 already moving. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (73/100), institutional ownership (49/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 01440 posted values that rose 4.0% over the year, and 16% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 6.0%. Population is roughly 21,298 with a median age of 44. Median household income is $63,526, below the U.S. median near $78,000. Home values center near $303,500, an affordability ratio of 4.3×. 14.1% of residents fall below the poverty threshold. Owners hold 57% of homes, renters 43%. Around 38% of renters are cost-burdened. The ZIP holds roughly 9,555 housing units.

On balance 01440 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.