ZIP 01475 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01475 (Worcester County, Massachusetts) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). Structural exposure scores 64 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (64/100), construction/permit lag (49/100), institutional ownership (42/100). On the quiet end sit mortgage stress (18/100).

The market reads peak — home values rose 2.5% year on year, and 16% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

78% of housing is owner-occupied. Educational attainment sits at 24% bachelor's-or-above. Around 38% of renters are cost-burdened. There are about 4,057 housing units across 01475. At $85,638, median income runs near typical U.S. levels. 10,194 residents call 01475 home, typically aged 41. The poverty rate is 10.6%. The demographic-stress sub-score lands at 30/100. Home values center near $323,800, an affordability ratio of 3.4× — accessible. Vacancy runs 7.7%.

On balance 01475 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 01475 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 01475 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 01475 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 29/100 for 01475 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 01475 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.