ZIP 01515 Foreclosure, Tax-Lien & Distress Report

ZIP code 01515 in Worcester County, Massachusetts carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 64/100, against 5/100 of stress already in motion. The most distinctive pressure shows up in structural risk (64/100), construction/permit lag (49/100), institutional ownership (42/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (65/100).

The peak-phase market in 01515 posted values that rose 2.5% over the year, and 21% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $381,200 (4.5× income). Vacancy runs 10.8%. Owners hold 82% of homes, renters 18%. Around 27% of adults hold a bachelor's degree or higher. Population is roughly 2,120 with a median age of 52. Around 18% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 1,002 housing units. At $76,382, median income runs near typical U.S. levels. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas.

Overall, 01515 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 01515 at the moment; the composite and its components are still built from verifiable public records.

Whether 01515 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01515 can be compared directly against any other ZIP in Worcester County, Massachusetts or nationwide. The score is rebuilt from public data as it updates, so 01515 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 01515 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 01515 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.