ZIP 01523 Property Distress & Foreclosure Data

ZIP code 01523 in Worcester County, Massachusetts carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (76/100), structural risk (73/100), institutional ownership (49/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100), FEMA disaster exposure (64/100). On the structural side it scores 73/100, with 5/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 23% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,975 housing units. Around 68% of renters are cost-burdened. The poverty rate is 3.0% — low. Around 52% of adults hold a bachelor's degree or higher. At $130,444, median income runs above typical U.S. levels. About 8,470 people live here, median age 43. The vacancy rate is 0.9%. The demographic-stress sub-score lands at 29/100. 83% of housing is owner-occupied. The typical home is worth about $519,100 (3.6× income, relatively affordable).

Net-net, 01523 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.