ZIP 01464 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01464 (Middlesex County, Massachusetts) at a low 25/100 for overall property distress. The pressure is most legible in structural risk (56/100), construction/permit lag (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. On the structural side it scores 56/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (77/100)).

The market reads peak — home values rose 2.9% year on year, and 24% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 36% bachelor's-or-above. Rent burden reaches 38% of tenant households. 82% of housing is owner-occupied. Home values center near $427,600, an affordability ratio of 3.4× — accessible. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 25/100. Median household income is $121,875, above the U.S. median near $78,000. The vacancy rate is 4.3%. About 7,017 people live here, median age 44. There are about 2,413 housing units across 01464.

Overall, 01464 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 01464 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 01464 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 01464 reflects the current record instead of a stale or modeled snapshot.

The 25/100 for 01464 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 01464 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.