ZIP 01431 Property Distress & Foreclosure Data

Composite property distress in 01431 (Middlesex County, Massachusetts) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). On the structural side it scores 67/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)).

The peak-phase market in 01431 posted values that rose 4.3% over the year, and 19% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 18% of renters are cost-burdened. Population is roughly 3,188 with a median age of 50. Median household income is $110,536, above the U.S. median near $78,000. Home values center near $390,500, an affordability ratio of 3.3× — accessible. 2.8% of residents fall below the poverty threshold. The ZIP holds roughly 1,321 housing units. Educational attainment sits at 42% bachelor's-or-above. The vacancy rate is 3.4%. DLRadar's demographic-stress index for the area reads 20/100. Owners hold 94% of homes, renters 6%.

On balance 01431 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.