ZIP 03071 Property Distress & Foreclosure Data

ZIP code 03071 in Hillsborough County, New Hampshire carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). The latent-versus-live split is 60/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (85/100), structural risk (60/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 5.4% year on year, and 22% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 31% of adults hold a bachelor's degree or higher. The vacancy rate is 9.7%. At $100,417, median income runs above typical U.S. levels. About 5,274 people live here, median age 38. Around 23% of renters are cost-burdened. The typical home is worth about $392,400 (3.2× income, relatively affordable). The ZIP holds roughly 1,944 housing units. The demographic-stress sub-score lands at 24/100. The poverty rate is 1.8% — low. 86% of housing is owner-occupied.

Net-net, 03071 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.