ZIP 03047 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03047 (Hillsborough County, New Hampshire) at a low 25/100 for overall property distress. The latent-versus-live split is 57/100 structural and 2/100 already moving. Leading the profile are construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 38% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 7.3%. Roughly 8.3% live below the poverty line. The typical home is worth about $350,300 (3.2× income, relatively affordable). Around 36% of renters are cost-burdened. 83% of housing is owner-occupied. About 28% have a four-year degree. Population is roughly 1,816 with a median age of 49. The demographic-stress sub-score lands at 27/100. There are about 740 housing units across 03047. Median household income is $99,038, above the U.S. median near $78,000.

On balance 03047 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 03047 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 03047 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 03047 stays directly comparable to neighboring ZIPs and the rest of Hillsborough County, New Hampshire. 03047 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 03047 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 03047 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.