ZIP 03043 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03043 (Hillsborough County, New Hampshire) returns a low composite of 25/100. Structural exposure scores 57 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 48% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 712 housing units. Around 53% of adults hold a bachelor's degree or higher. 1,347 residents call 03043 home, typically aged 52. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 96% owner-occupied to 4% rented. DLRadar's demographic-stress index for the area reads 32/100. At $96,094, median income runs above typical U.S. levels. Around 76% of renters are cost-burdened. The typical home is worth about $408,200 (4.0× income, relatively affordable). Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 03043 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 03043 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 03043 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03043 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 03043 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 03043 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.