ZIP 03082 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 03082 in Hillsborough County, New Hampshire comes in at 25, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100)). The split runs 57/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 37% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.4%. 2.1% of residents fall below the poverty threshold. Rent burden reaches 65% of tenant households. Around 39% of adults hold a bachelor's degree or higher. There are about 670 housing units across 03082. The demographic-stress sub-score lands at 28/100. At $111,016, median income runs above typical U.S. levels. 93% of housing is owner-occupied. Population is roughly 1,676 with a median age of 49. A median home runs $397,700 here, or 3.0 times local income.

Net-net, 03082 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 03082 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 03082's 25/100 can be lined up against any neighbor in Hillsborough County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 03082 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 03082 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 03082 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.