ZIP 03082 Property Distress & Foreclosure Data

DLRadar grades ZIP 03082 (Hillsborough County, New Hampshire) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (85/100), structural risk (60/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100). The latent-versus-live split is 60/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 37% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 9.4%. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Around 65% of renters are cost-burdened. About 39% have a four-year degree. The ZIP holds roughly 670 housing units. On demographic stress specifically, 03082 scores 28/100. Households earn a median $111,016 — above the roughly $78,000 national figure. The tenure split is 93% owner-occupied to 7% rented. 1,676 residents call 03082 home, typically aged 49. A median home runs $397,700 here, or 3.0 times local income.

Overall, 03082 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.