ZIP 03082 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 03082 in Hillsborough County, New Hampshire comes in at 24, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (54/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100)). The split runs 54/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 37% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.4%. 2.1% of residents fall below the poverty threshold. Rent burden reaches 65% of tenant households. Around 39% of adults hold a bachelor's degree or higher. There are about 670 housing units across 03082. The demographic-stress sub-score lands at 28/100. At $111,016, median income runs above typical U.S. levels. 93% of housing is owner-occupied. Population is roughly 1,676 with a median age of 49. A median home runs $397,700 here, or 3.0 times local income.

Overall 03082 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 03082 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 03082's 24/100 can be lined up against any neighbor in Hillsborough County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 03082 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 03082 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 03082 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.