ZIP 03109 Property Distress & Foreclosure Data

DLRadar grades ZIP 03109 (Hillsborough County, New Hampshire) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (91/100). The latent-versus-live split is 60/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (85/100), structural risk (60/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 27% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $108,060 — above the roughly $78,000 national figure. A median home runs $387,900 here, or 3.2 times local income. Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. Around 43% of renters are cost-burdened. The ZIP holds roughly 4,288 housing units. 10,118 residents call 03109 home, typically aged 44. About 34% have a four-year degree. On demographic stress specifically, 03109 scores 26/100. The vacancy rate is 3.1%. The tenure split is 80% owner-occupied to 20% rented.

Overall, 03109 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.