ZIP 03109 Foreclosure, Tax-Lien & Distress Report
Hillsborough County, New Hampshire · Distress market
DLRadar grades ZIP 03109 (Hillsborough County, New Hampshire) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (91/100)). Structural risk reads 54/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (63/100), structural risk (54/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted.
The market reads peak — home values rose 4.4% year on year, and 27% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $108,060 — above the roughly $78,000 national figure. The typical home is worth about $387,900 (3.2× income, relatively affordable). Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. Around 43% of renters are cost-burdened. The ZIP holds roughly 4,288 housing units. About 10,118 people live here, median age 44. About 34% have a four-year degree. The demographic-stress sub-score lands at 26/100. The vacancy rate is 3.1%. 80% of housing is owner-occupied.
Broadly, 03109 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 03109 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 03109 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Hillsborough County, New Hampshire and the nation. 03109 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 figure for 03109 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 03109 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 03109
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
03109 at a glance
The live 03109 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Hillsborough County ZIPs near 03109
Nearest ZIP codes to 03109
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hillsborough County, New Hampshire
Additional distress intelligence spanning Hillsborough County, New Hampshire by ZIP, county and state.
The complete 03109 distress and acquisition report
Every distressed parcel in 03109 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology