ZIP 03102 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03102 (Hillsborough County, New Hampshire) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). What sets it apart are the readings on construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Latent structural risk is 57/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 25% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 33,755 with a median age of 36. Rent burden reaches 42% of tenant households. 39% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 35/100. The typical home is worth about $343,300 (4.4× income). Roughly 10.8% live below the poverty line. There are about 15,294 housing units across 03102. At $69,927, median income runs near typical U.S. levels. The vacancy rate is 4.8%. About 33% have a four-year degree.

Net-net, 03102 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 03102 at the moment; the composite and its components are still built from verifiable public records.

Whether 03102 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03102 can be compared directly against any other ZIP in Hillsborough County, New Hampshire or nationwide. Where the public record is thin for 03102, the field stays empty rather than modeled, and fills in as new documents post.

03102's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 03102 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.