New Hampshire Foreclosures, Tax Liens & Distressed Properties

DLRadar reads New Hampshire from the parcel up: foreclosure, tax, mortgage and lender records rolled into one score per ZIP. Statewide, counties skew peak, prices up 4.2% on average. DLRadar scores 247 New Hampshire ZIPs across 10 counties (mean composite 21/100).

The most stressed counties include Strafford County, Merrimack County, Belknap County, Cheshire County, Carroll County — each with a full county distress report.

The most-distressed New Hampshire ZIP codes are 03215 (30/100), 03217 (30/100), 03222 (30/100), 03223 (30/100), 03238 (30/100).

Distress and market phase, county by county in New Hampshire:

Belknap County — peak, homes +4.3% YoY, lender pressure 78/100. Carroll County reads peak — up 3.9% on the year, lender pressure 74/100. Cheshire County — peak, up 4.3% on the year, lender pressure 77/100. DLRadar reads Coos County as peak — up 3.9% on the year, lender pressure 59/100. Grafton County sits in peak, homes +4.3% YoY, a 50/100 lender reading. DLRadar reads Hillsborough County as peak — up 4.4% on the year, lender pressure 36/100. Merrimack County: peak, homes +4.3% YoY, bank stress 78/100.

In Rockingham County, peak: values rising 4.3%, a 40/100 lender reading. Strafford County — peak, prices up 4.3%, headwind 83/100. Sullivan County is in its peak phase, values rising 4.3%, lender pressure 70/100.

New Hampshire opportunity phases: 7 weak, 1 early_signal, 1 overheated, 1 watchlist; New Hampshire average index 27.0. Best-ranked New Hampshire counties: Grafton #419 (33.8), vacancy; Carroll #965 (31.3), vacancy; Coos #1,241 (30.3), vacancy in New Hampshire; Belknap #2,202 (27.0), vacancy; Sullivan #2,267 (26.8), vacancy; Strafford #2,542 (25.7), construction.

New Hampshire mortgages ninety-plus days late: 0.6%; New Hampshire thirty-to-eighty-nine days late 1.6% (December 2025); 4 New Hampshire counties sit in the CFPB sample; highest New Hampshire county readings: Merrimack 0.6%, Rockingham 0.6%, Hillsborough 0.5%, Strafford 0.3%.

New Hampshire county unemployment averages 2.6% across 10 counties; New Hampshire permitted 4,987 housing units in twelve months (1,596 multifamily); 92,650 of 648,472 New Hampshire housing units are vacant; 151,523 New Hampshire renter households, 43.8% spending 30%+ of income on rent.

New Hampshire ZIP price-cycle phases: 341 peak, 70 neutral, 2 expansion.