Merrimack County, NH: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Merrimack County, New Hampshire carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. ZIP-level distress ranges from 25/100 at the top down to 12/100. DLRadar scores 31 ZIPs here, with a mean composite of 14/100. Bank/credit headwind for the county is 78 on a 0–100 scale, a elevated reading.

Currently peak, Merrimack County saw prices rise 4.3% year over year (phase confidence 29/100). At this stage of the cycle, distress turns selective with opportunity concentrated by ZIP.

Near the cycle top at +4.3% YoY (29/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. Its 78/100 lender headwind is a buyer tailwind: banks under pressure move REO faster.

The most-distressed ZIP codes in Merrimack County are 03104 (25/100), 03261 (25/100), 03243 (14/100), 03046 (13/100), 03106 (13/100), 03216 (13/100), each with its own full DLRadar report. The breakdown continues through 03221, 03224, 03229, 03230, 03231, 03233, 03234, 03235, 03242, 03255 and more.

Underneath the scores, Merrimack County's scored ZIPs report a median household income near $93,251 (above the US norm), 83% owner-occupancy, a 6.3% poverty rate, a median age of 46.5, a 14.2% vacancy rate, median home values around $384,994 (above the national figure). These fundamentals shape both the distress on offer and the exit velocity.

Net of it all, 14/100 over 31 ZIPs means Merrimack County rewards parcel-by-parcel work where the ZIP scores point. Unlock Merrimack County to see every parcel's owner, address and APN, a distress score and bank-exposure read.

Because Merrimack County, New Hampshire is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Merrimack County against neighboring markets or the rest of New Hampshire on equal footing.

Read Merrimack County, New Hampshire as a heat map for effort — the county's minimal composite of 14/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. The Merrimack County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in Merrimack County are 03104 (25/100), 03261 (25/100), 03243 (14/100), 03046 (13/100), 03106 (13/100), 03216 (13/100). DLRadar also scores 03221, 03224, 03229, 03230, 03231, 03233, 03234, 03235 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Merrimack County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.