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Merrimack County, NH: Foreclosures, Tax Liens & Distressed Properties

Merrimack County, NH, New Hampshire: 31 ZIP codes scored, Merrimack County, NH averaging 14/100 (minimal, Merrimack, NH), from 12 to 25. Merrimack County, NH is in its peak phase (Merrimack, NH confidence 29/100): Merrimack, NH home prices up 4.3% (Merrimack, NH) over twelve months. Merrimack County, NH lender headwind: 78/100.

Highest-scoring Merrimack County, NH ZIPs: 03261 (25/100), 03104 (24/100), 03243 (14/100), 03046 (13/100), 03106 (13/100), 03216 (13/100). Also scored in Merrimack County, NH: 03221, 03224, 03229, 03230, 03231, 03233, 03234, 03235, 03242, 03255.

Across Merrimack County, NH's scored ZIPs: median home value $384,994, household income $93,251, 14.2% vacancy, 6.3% poverty, 83% owner-occupied, median age 46.5.

Merrimack County, NH insurance distress 0/100 (#2,916 in the US); FEMA hazard 0/100 for Merrimack, NH; Merrimack, NH construction distress 9/100.

17 banks with 45 branches lend in Merrimack County, NH; Merrimack, NH weighted bank stress 71/100, highest 94/100 in Merrimack, NH.

Merrimack County, NH unemployment 2.5% (Merrimack, NH -0.4 pts, six months); 456 new housing units permitted in Merrimack County, NH over twelve months, Merrimack, NH up 42% from 322; Merrimack, NH home prices +12.3% a year (Merrimack, NH) over three years.

66,497 housing units in Merrimack County, NH; 16,019 Merrimack, NH renter households; 42% of Merrimack, NH renters spend 30%+ of income on rent, 18% (Merrimack, NH) half or more.

Merrimack County, NH ranks #3,049 nationally on the opportunity index (Merrimack, NH, among all ranked counties); Merrimack, NH scores 22.6/100 and Merrimack, NH sits #10 inside New Hampshire. Merrimack, NH is in the weak opportunity phase; Merrimack, NH's primary driver is bank institutional, Merrimack, NH second driver vacancy; Merrimack, NH moved up 19 places. 55 short-sale listings across Merrimack, NH; 77 days on market observed in Merrimack, NH; 7.7% vacancy over 31 Merrimack, NH ZIPs.

0.6% of Merrimack County, NH mortgages were ninety-plus days late in December 2025; Merrimack, NH's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Merrimack, NH's ninety-day rate is down 0.3 points on twelve months earlier; the Merrimack, NH peak since 2008 was 3.8% in December 2009; New Hampshire overall reads 0.6%.

Merrimack County, NH has 6 watched banks; 6 Merrimack, NH banks sit in an elevated band. Merrimack, NH footprints: Merrimack County Sb (7 branches, stress 85) in Merrimack, NH; Franklin Savings Bank (4 branches, stress 73) in Merrimack, NH; Sugar River Bank (3 branches, stress 72) in Merrimack, NH.

HUD lists 19 assisted multifamily properties in Merrimack County, NH with 675 units; 474 Merrimack, NH units are assisted, 7 Merrimack, NH properties under project-based Section 8.

5,596 of the 66,497 housing units in Merrimack, NH sit vacant. Merrimack County, NH permitted 162 multifamily units in twelve months; Merrimack, NH's one-to-four unit structures added 294 units in Merrimack County, NH.

Peak
Market phase
4.3%
Merrimack, NH HPI YoY
0%
Drawdown
29
Merrimack confidence

Most distressed ZIP codes in Merrimack County

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