New Hampshire Home-Insurance Distress by County

New Hampshire reads below the national norm for home-insurance distress — 10 counties averaging 28/100, 29th of 52 states.

1 of New Hampshire's 10 counties score 70 or higher (severe).

New Hampshire's reading rests on a FEMA hazard average of 23/100 and NFIP flood-claim stress of 37/100.

Over three years New Hampshire counties filed 261 NFIP flood claims, $10,408,477 paid.

Highest in New Hampshire: Grafton County 70/100 (#634 US), Rockingham County 65/100 (#774 US), Carroll County 63/100 (#844 US), Coos County 41/100 (#1267 US), Strafford County 24/100 (#1955 US).

New Hampshire counties by insurance band: 4 medium (New Hampshire), 4 zero, 2 low; New Hampshire NFIP claims, three years: 261; New Hampshire payouts $10.4 million.

New Hampshire counties with the most NFIP claims: Rockingham 252 ($10.2 million); Grafton 4 ($55,544); Strafford 2 ($57,556) in New Hampshire; Carroll 1 ($50,316); Coos 1.

New Hampshire county average fell: 28.9 in March 2026; New Hampshire reads 26.2 in October 2026; New Hampshire by month: March 28.9, April 28.9, May 27.6 (New Hampshire), June 27.6, July 26.8, August 29.9 (New Hampshire), September 26.1, October 26.2.

Highest New Hampshire ZIPs, insurance distress: 01876 0 (climate 97), 01826 0 (climate 97) in New Hampshire, 01901 0 (climate 96), 01951 0 (climate 96) in New Hampshire, 01907 0 (climate 96), 01908 0 (climate 96) in New Hampshire.

Reading the New Hampshire bands: 0 of 10 New Hampshire counties sit in a high or worse insurance band; New Hampshire filed 261 NFIP claims in three years, $10.4 million paid to New Hampshire policyholders; a New Hampshire county's band moves when FEMA hazard revisions, new New Hampshire NFIP settlements or carrier filings change its monthly score.