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Belknap County, NH: Home-Insurance Distress & Forced-Sale Pressure

Belknap County, NH: 0/100 (low) home-insurance distress; Belknap, NH band ZERO; Belknap, NH #2,914 of 3,222 counties; Belknap, NH #7 of 10 in New Hampshire; Belknap, NH coverage multiplier 0.70.

FEMA hazard, Belknap, NH: 0/100; Belknap, NH declarations, three years: 3; Belknap, NH five-year count 9 (severity 10.5); Belknap, NH ten-year 9.

Declared incidents on the Belknap, NH record: 2024 Winter Storm 3; 2023 Severe Storm 3 (Belknap, NH); 2023 Flood 1 (Belknap, NH).

NFIP claims, Belknap, NH, three years: none; Belknap, NH claim-stress 0/100.

Belknap, NH monthly score: 0 in every month from March 2026 (Belknap, NH) through October 2026.

Belknap, NH components: all zero this month; Belknap, NH climate multiplier 0.70.

Construction distress, Belknap, NH: 19/100 as of August 2026 (Belknap, NH: 22/100 one-to-four unit, 0/100 multifamily).

Belknap, NH ZIPs, June 2026 (Belknap, NH, 15 highest): score 0 (Belknap, NH), climate 75 (Belknap, NH): 03276; score 0 (Belknap, NH), climate 72 (Belknap, NH): 03254; score 0 (Belknap, NH), climate 62 (Belknap, NH): 03218, 03220, 03225, 03226, Belknap, NH 03237, 03246, 03249, 03253, Belknap, NH 03256, 03269, 03809, 03810, Belknap, NH 03837.

DLRadar rescores Belknap, NH monthly; Belknap, NH readings join Belknap, NH foreclosure, lien and ownership parcels (Belknap, NH), so cost-squeezed Belknap, NH owners surface before listing.

Inside New Hampshire, Belknap County ranks 7th of 10 counties for home-insurance distress at 0/100; Hillsborough County (18/100) sits just above Belknap County, and Cheshire County (0/100) sits just below Belknap County.

Insurance distress
0/100
Belknap, NH: ZERO
National rank
#2914
Belknap, NH: of 3,222 counties
FEMA hazard
0/100
Belknap County hazard
NFIP claim stress
0/100
Belknap, NH 3-year
Flood claims (3y)
0
Belknap, NH
Claims paid (3y)
$0
Belknap, NH payouts
Per claim
$0
Belknap, NH
Construction distress
19/100
Belknap, NH

Deterministic. Every Belknap County, NH signal traces to a public Belknap dataset (FEMA, NFIP, Census for Belknap, NH) · how insurance distress works in Belknap, NH · methodology

FAQ: Belknap County, NH insurance distress

What is the Belknap County, NH home-insurance-distress score?

Belknap, NH: 0/100 (ZERO), #2,914 of 3,222, #7 in New Hampshire. FEMA hazard, Belknap, NH: 0/100; NFIP stress, Belknap, NH: 0/100; construction, Belknap, NH: 19/100; Belknap, NH rescores monthly.

Is Belknap County insurance distress getting better or worse (NH)?

Belknap, NH: 0 in March 2026; Belknap, NH: 0 in October 2026 (unchanged).

Which Belknap County ZIP codes carry the most insurance distress (NH)?

Belknap, NH, June 2026: 03276 at 0, 03254 at 0, 03218 at 0, 03220 at 0; Belknap, NH climate scores there: 75, 72, 62, 62.

Why does Belknap, NH insurance distress create sellers?

A Belknap, NH premium outruns the Belknap, NH budget; a carrier leaves Belknap, NH; Belknap, NH carrying cost passes plan; Belknap, NH owners sell while current; Belknap, NH insurance distress leads Belknap, NH foreclosure data.

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