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Grafton County, NH: Home-Insurance Distress & Forced-Sale Pressure

Grafton County, NH: 65/100 (elevated) home-insurance distress; Grafton, NH band MEDIUM; Grafton, NH #760 of 3,222 counties; Grafton, NH #1 of 10 in New Hampshire; raw Grafton, NH 70.2.

FEMA hazard, Grafton, NH: 63/100; Grafton, NH declarations, three years: 12; Grafton, NH perils: 9 severe-storm; Grafton, NH five-year count 18 (severity 24.0); Grafton, NH ten-year 18; hazard-weighted, Grafton, NH: 9.0.

Declared incidents on the Grafton, NH record: 2024 Severe Storm 9; 2024 Winter Storm 3 (Grafton, NH); 2023 Severe Storm 3; 2023 Flood 1 (Grafton, NH).

NFIP claims, Grafton, NH, three years: 4; Grafton, NH payouts $55,544; per Grafton, NH claim $13,886; Grafton, NH claim-stress 69/100.

Grafton, NH monthly score fell, 72 (March 2026) to 63 (October 2026); Grafton, NH by month: March 72, April 72, May 70, June 70 (Grafton, NH), July 67, August 79, September 66, October 63.

Grafton, NH components: climate 60, NFIP claims 69; Grafton, NH retreat index 63.

Construction distress, Grafton, NH: 60/100 as of August 2026 (Grafton, NH: 72/100 one-to-four unit, 13/100 multifamily).

Grafton, NH ZIPs, June 2026 (Grafton, NH, 16 highest): score 0 (Grafton, NH), climate 83 (Grafton, NH): 03215, 03217, 03222, 03223, Grafton, NH 03238, 03240, 03241, 03245, Grafton, NH 03251, 03262, 03264, 03266, Grafton, NH 03279, 03282, 03285, 03293.

DLRadar rescores Grafton, NH monthly; Grafton, NH readings join Grafton, NH foreclosure, lien and ownership parcels (Grafton, NH), so cost-squeezed Grafton, NH owners surface before listing.

Inside New Hampshire, Grafton County ranks 1st of 10 counties for home-insurance distress at 65/100; Rockingham County (62/100) sits just below Grafton County.

Insurance distress
65/100
Grafton, NH: MEDIUM
National rank
#760
Grafton, NH: of 3,222 counties
FEMA hazard
63/100
Grafton County hazard
NFIP claim stress
69/100
Grafton, NH 3-year
Flood claims (3y)
4
Grafton, NH
Claims paid (3y)
$55,544
Grafton, NH payouts
Per claim
$13,886
Grafton, NH
Construction distress
60/100
Grafton, NH

Deterministic. Every Grafton County, NH signal traces to a public Grafton dataset (FEMA, NFIP, Census for Grafton, NH) · how insurance distress works in Grafton, NH · methodology

FAQ: Grafton County, NH insurance distress

What is the Grafton County, NH home-insurance-distress score?

Grafton, NH: 65/100 (MEDIUM), #760 of 3,222, #1 in New Hampshire. FEMA hazard, Grafton, NH: 63/100; NFIP stress, Grafton, NH: 69/100; construction, Grafton, NH: 60/100; Grafton, NH rescores monthly.

Is Grafton County insurance distress getting better or worse (NH)?

Grafton, NH: 72 in March 2026; Grafton, NH: 63 in October 2026 (better); Grafton, NH climate component 60; Grafton, NH NFIP claims score 69.

How many flood-insurance claims has Grafton County, NH had?

Grafton, NH: 4 NFIP claims, three years; Grafton, NH paid $55,544; per Grafton, NH claim $13,886; carriers reprice Grafton, NH against that record.

Which Grafton County ZIP codes carry the most insurance distress (NH)?

Grafton, NH, June 2026: 03215 at 0, 03217 at 0, 03222 at 0, 03223 at 0; Grafton, NH climate scores there: 83, 83, 83, 83.

Why does Grafton, NH insurance distress create sellers?

A Grafton, NH premium outruns the Grafton, NH budget; a carrier leaves Grafton, NH; Grafton, NH carrying cost passes plan; Grafton, NH owners sell while current; Grafton, NH insurance distress leads Grafton, NH foreclosure data.

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