Grafton County, NH: Home-Insurance Distress & Forced-Sale Pressure
Insurance distress in Grafton County, New Hampshire reads elevated (67/100), in the upper half of U.S. counties — #663 nationally. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.
The pressure here is driven by a FEMA hazard score of 64/100; NFIP flood-claim stress of 71/100 over three years — the exposures carriers price against and increasingly decline to renew.
Practically, Grafton County's 67/100 score points acquisition teams at owners for whom the next renewal, not the next payment, is the pressure point.
A 55/100 construction-distress score means repair and replacement economics are working against affordability of coverage.
On its own 67/100 is half a picture, so Grafton County's reading is joined to foreclosure, tax-lien and turnover data to show whether coverage stress stacks on other distress.
Grafton County re-scores on every fresh federal and carrier filing, so the number reflects today's coverage environment, not a frozen snapshot.
Physical exposure at 64/100 and claim experience at 71/100 together mark Grafton County as a market where coverage, not the mortgage, forces the sale.
NFIP paid $55,544 across 4 Grafton County flood claims in three years, roughly $13,886 each; that record is what reprices coverage.
One model, every county, refreshed monthly from federal hazard and carrier data, tied back to individual parcels and their liens. So you can reach the owners whose trigger is carrying cost — before they list.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Grafton County insurance distress — FAQ
What is the home-insurance-distress score for Grafton County, New Hampshire?
DLRadar grades Grafton County at 67/100 - MEDIUM, #663 of 3,222 U.S. counties. It combines FEMA hazard (64/100), three-year NFIP flood-claim stress (71/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
How much has NFIP paid out in Grafton County?
In the last three years NFIP settled 4 flood claims in Grafton County totaling $55,544, near $13,886 per claim. Insurers read that ledger directly into premiums and renewal decisions.
How does carrying cost push Grafton County owners to sell?
Carriers repricing or withdrawing from Grafton County push total cost of ownership up without warning. Affected owners frequently sell pre-emptively, which is precisely the window DLRadar is trying to catch.