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Coos County, NH: Home-Insurance Distress & Forced-Sale Pressure

Coos County, NH: 37/100 (moderate) home-insurance distress; Coos, NH band LOW; Coos, NH #1,419 of 3,222 counties; Coos, NH #4 of 10 in New Hampshire.

FEMA hazard, Coos, NH: 52/100; Coos, NH declarations, three years: 4; Coos, NH perils: 4 severe-storm; Coos, NH five-year count 12 (severity 15.0); Coos, NH ten-year 12; hazard-weighted, Coos, NH: 4.0.

Declared incidents on the Coos, NH record: 2024 Severe Storm 4; 2023 Severe Storm 3 (Coos, NH); 2023 Flood 1 (Coos, NH).

NFIP claims, Coos, NH, three years: 1; Coos, NH payouts $0; per Coos, NH claim $0; Coos, NH claim-stress 15/100.

Coos, NH monthly score fell, 45 (March 2026) to 42 (October 2026); Coos, NH by month: March 45, April 45, May 41, June 41 (Coos, NH), July 39, August 49, September 38, October 42.

Coos, NH components: climate 60, NFIP claims 15; Coos, NH retreat index 42.

Construction distress, Coos, NH: 1/100 as of August 2026 (Coos, NH: 43/100 one-to-four unit, 0/100 multifamily).

Coos, NH ZIPs, June 2026 (Coos, NH, 16 highest): score 0 (Coos, NH), climate 83 (Coos, NH): 03574; score 0 (Coos, NH), climate 71 (Coos, NH): 03570, 03575, 03576, 03581, Coos, NH 03582, 03583, 03584, 03588, Coos, NH 03590, 03592, 03593, 03595, Coos, NH 03597, 03598; score 0 (Coos, NH), climate 68 (Coos, NH): 03579.

DLRadar rescores Coos, NH monthly; Coos, NH readings join Coos, NH foreclosure, lien and ownership parcels (Coos, NH), so cost-squeezed Coos, NH owners surface before listing.

Inside New Hampshire, Coos County ranks 4th of 10 counties for home-insurance distress at 37/100; Carroll County (58/100) sits just above Coos County, and Strafford County (24/100) sits just below Coos County.

Insurance distress
37/100
Coos, NH: LOW
National rank
#1419
Coos, NH: of 3,222 counties
FEMA hazard
52/100
Coos County hazard
NFIP claim stress
15/100
Coos, NH 3-year
Flood claims (3y)
1
Coos, NH
Claims paid (3y)
$0
Coos, NH payouts
Per claim
$0
Coos, NH
Construction distress
1/100
Coos, NH

Deterministic. Every Coos County, NH signal traces to a public Coos dataset (FEMA, NFIP, Census for Coos, NH) · how insurance distress works in Coos, NH · methodology

FAQ: Coos County, NH insurance distress

What is the Coos County, NH home-insurance-distress score?

Coos, NH: 37/100 (LOW), #1,419 of 3,222, #4 in New Hampshire. FEMA hazard, Coos, NH: 52/100; NFIP stress, Coos, NH: 15/100; construction, Coos, NH: 1/100; Coos, NH rescores monthly.

Is Coos County insurance distress getting better or worse (NH)?

Coos, NH: 45 in March 2026; Coos, NH: 42 in October 2026 (better); Coos, NH climate component 60; Coos, NH NFIP claims score 15.

How many flood-insurance claims has Coos County, NH had?

Coos, NH: 1 NFIP claims, three years; Coos, NH paid $0; per Coos, NH claim $0; carriers reprice Coos, NH against that record.

Which Coos County ZIP codes carry the most insurance distress (NH)?

Coos, NH, June 2026: 03574 at 0, 03570 at 0, 03575 at 0, 03576 at 0; Coos, NH climate scores there: 83, 71, 71, 71.

Why does Coos, NH insurance distress create sellers?

A Coos, NH premium outruns the Coos, NH budget; a carrier leaves Coos, NH; Coos, NH carrying cost passes plan; Coos, NH owners sell while current; Coos, NH insurance distress leads Coos, NH foreclosure data.

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