Carroll County, NH: Home-Insurance Distress & Forced-Sale Pressure
Carroll County, NH: 58/100 (elevated) home-insurance distress; Carroll, NH band MEDIUM; Carroll, NH #926 of 3,222 counties; Carroll, NH #3 of 10 in New Hampshire.
FEMA hazard, Carroll, NH: 52/100; Carroll, NH declarations, three years: 6; Carroll, NH perils: 4 severe-storm; Carroll, NH five-year count 12 (severity 15.0); Carroll, NH ten-year 12; hazard-weighted, Carroll, NH: 4.0.
Declared incidents on the Carroll, NH record: 2026 Severe Storm 3; 2024 Winter Storm 3 (Carroll, NH); 2024 Severe Storm 3; 2023 Severe Storm 3 (Carroll, NH); 2023 Flood 1 (Carroll, NH).
NFIP claims, Carroll, NH, three years: 1; Carroll, NH payouts $50,316; per Carroll, NH claim $50,316; Carroll, NH claim-stress 68/100.
Carroll, NH monthly score rose, 59 (March 2026) to 64 (October 2026); Carroll, NH by month: March 59, April 59, May 56, June 56 (Carroll, NH), July 55, August 59, September 52, October 64.
Carroll, NH components: climate 60, NFIP claims 68; Carroll, NH retreat index 64.
Construction distress, Carroll, NH: 26/100 as of August 2026 (Carroll, NH: 43/100 one-to-four unit, 0/100 multifamily).
Carroll, NH ZIPs, June 2026 (Carroll, NH, 16 highest): score 0 (Carroll, NH), climate 72 (Carroll, NH): 03227, 03254, 03259, 03812, Carroll, NH 03813, 03814, 03816, 03817, Carroll, NH 03818, 03830, 03832, 03836, Carroll, NH 03838, 03845, 03846, 03847.
DLRadar rescores Carroll, NH monthly; Carroll, NH readings join Carroll, NH foreclosure, lien and ownership parcels (Carroll, NH), so cost-squeezed Carroll, NH owners surface before listing.
Inside New Hampshire, Carroll County ranks 3rd of 10 counties for home-insurance distress at 58/100; Rockingham County (62/100) sits just above Carroll County, and Coos County (37/100) sits just below Carroll County.
Deterministic. Every Carroll County, NH signal traces to a public Carroll dataset (FEMA, NFIP, Census for Carroll, NH) · how insurance distress works in Carroll, NH · methodology
FAQ: Carroll County, NH insurance distress
What is the Carroll County, NH home-insurance-distress score?
Carroll, NH: 58/100 (MEDIUM), #926 of 3,222, #3 in New Hampshire. FEMA hazard, Carroll, NH: 52/100; NFIP stress, Carroll, NH: 68/100; construction, Carroll, NH: 26/100; Carroll, NH rescores monthly.
Is Carroll County insurance distress getting better or worse (NH)?
Carroll, NH: 59 in March 2026; Carroll, NH: 64 in October 2026 (worse); Carroll, NH climate component 60; Carroll, NH NFIP claims score 68.
How many flood-insurance claims has Carroll County, NH had?
Carroll, NH: 1 NFIP claims, three years; Carroll, NH paid $50,316; per Carroll, NH claim $50,316; carriers reprice Carroll, NH against that record.
Which Carroll County ZIP codes carry the most insurance distress (NH)?
Carroll, NH, June 2026: 03227 at 0, 03254 at 0, 03259 at 0, 03812 at 0; Carroll, NH climate scores there: 72, 72, 72, 72.
Why does Carroll, NH insurance distress create sellers?
A Carroll, NH premium outruns the Carroll, NH budget; a carrier leaves Carroll, NH; Carroll, NH carrying cost passes plan; Carroll, NH owners sell while current; Carroll, NH insurance distress leads Carroll, NH foreclosure data.