ZIP 03261 Foreclosure, Tax-Lien & Distress Report
Rockingham County, New Hampshire · High Vacancy market
Composite property distress in 03261 (Rockingham County, New Hampshire) lands at 25/100 — low on DLRadar's distress scoring. The latent-versus-live split is 55/100 structural and 5/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (88/100)). Its standout signals are structural risk (55/100), institutional ownership (43/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (6/100) stay muted.
The market reads peak — home values rose 4.3% year on year, and 35% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.
Home values center near $363,000, an affordability ratio of 3.0× — accessible. The vacancy rate is 24.6% — elevated. Population is roughly 4,653 with a median age of 37. On demographic stress specifically, 03261 scores 26/100. Owners hold 91% of homes, renters 9%. Around 42% of adults hold a bachelor's degree or higher. There are about 2,281 housing units across 03261. Roughly 8.6% live below the poverty line. At $117,841, median income runs above typical U.S. levels. Around 34% of renters are cost-burdened.
Net-net, 03261 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 03261 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03261 can be compared directly against any other ZIP in Rockingham County, New Hampshire or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 03261 shows blanks, not estimates, wherever the record is sparse.
The 25/100 figure for 03261 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 03261 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 03261
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
03261 at a glance
A live read on 03261: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Rockingham County
Nearest ZIP codes to 03261
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 03261
Additional distress intelligence spanning Rockingham County, New Hampshire by ZIP, county and state.
Unlock parcel-level detail for ZIP 03261
The full 03261 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology