ZIP 03234 Property Distress & Foreclosure Data

In Merrimack County, New Hampshire, ZIP 03234 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 45 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (81/100)). Its standout signals are construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 03234 posted values that rose 5.6% over the year, and 20% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $338,400, an affordability ratio of 3.2× — accessible. Rent burden reaches 44% of tenant households. Vacancy runs 1.4%. There are about 1,985 housing units across 03234. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 4,896 with a median age of 50. Median household income is $92,623, above the U.S. median near $78,000. Educational attainment sits at 39% bachelor's-or-above. 4.2% of residents fall below the poverty threshold.

Broadly, 03234 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.