ZIP 03268 Property Distress & Foreclosure Data

Composite property distress in 03268 (Merrimack County, New Hampshire) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 45/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (81/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 18% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. 1,469 residents call 03268 home, typically aged 51. The ZIP holds roughly 633 housing units. The tenure split is 94% owner-occupied to 6% rented. Around 13% of renters are cost-burdened. On demographic stress specifically, 03268 scores 21/100. About 32% have a four-year degree. The vacancy rate is 6.6%. Households earn a median $105,000 — above the roughly $78,000 national figure. A median home runs $363,200 here, or 3.0 times local income.

On balance, 03268 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.