ZIP 03307 Property Distress & Foreclosure Data

DLRadar grades ZIP 03307 (Merrimack County, New Hampshire) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 45/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (81/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 20% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.5%. Around 35% of renters are cost-burdened. Households earn a median $100,141 — above the roughly $78,000 national figure. 5,683 residents call 03307 home, typically aged 50. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. About 28% have a four-year degree. The ZIP holds roughly 2,352 housing units. On demographic stress specifically, 03307 scores 25/100. A median home runs $365,400 here, or 3.1 times local income. The tenure split is 88% owner-occupied to 12% rented.

On balance, 03307 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.