ZIP 03837 Property Distress & Foreclosure Data

ZIP code 03837 in Belknap County, New Hampshire carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (62/100)). On the structural side it scores 23/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (23/100), construction/permit lag (15/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100).

The expansion-phase market in 03837 posted values that rose 5.6% over the year, and 20% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

9.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100. Educational attainment sits at 43% bachelor's-or-above. The ZIP holds roughly 956 housing units. Home values center near $409,600, an affordability ratio of 3.1× — accessible. Owners hold 94% of homes, renters 6%. Median household income is $116,605, above the U.S. median near $78,000. The vacancy rate is 35.3% — elevated. Around 100% of renters are cost-burdened. Population is roughly 1,684 with a median age of 51.

On the whole, 03837 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.