ZIP 03837 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 03837 (Belknap County, New Hampshire) lands at 12/100 — minimal on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (62/100)). Structurally it carries 25/100, against 2/100 of stress already in motion. Its standout signals are structural risk (25/100), construction/permit lag (22/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The peak-phase market in 03837 posted values that rose 4.3% over the year, and 20% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

9.3% of residents fall below the poverty threshold. On demographic stress specifically, 03837 scores 37/100. About 43% have a four-year degree. The ZIP holds roughly 956 housing units. The typical home is worth about $409,600 (3.1× income, relatively affordable). Owners hold 94% of homes, renters 6%. Median household income is $116,605, above the U.S. median near $78,000. The vacancy rate is 35.3% — elevated. Rent burden reaches 100% of tenant households. About 1,684 people live here, median age 51.

Taken together, 03837 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 03837 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 03837 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Belknap County, New Hampshire and the nation. Nothing here is interpolated — where a source is thin for 03837, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 12/100 for 03837 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 03837 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.