ZIP 03225 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03225 (Belknap County, New Hampshire) at a minimal 12/100 for overall property distress. The split runs 25/100 structural to 2/100 active on the ground. Its standout signals are structural risk (25/100), construction/permit lag (22/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 35% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $368,400 (3.2× income, relatively affordable). Median household income is $97,109, above the U.S. median near $78,000. The tenure split is 93% owner-occupied to 7% rented. There are about 1,946 housing units across 03225. Population is roughly 3,770 with a median age of 44. Rent burden reaches 55% of tenant households. Around 31% of adults hold a bachelor's degree or higher. 3.5% of residents fall below the poverty threshold. Vacancy runs 27.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 03225 scores 30/100.

Taken together, 03225 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 03225 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03225 can be compared directly against any other ZIP in Belknap County, New Hampshire or nationwide. The score is rebuilt from public data as it updates, so 03225 reflects the current record instead of a stale or modeled snapshot.

Each component behind 03225 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 03225 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.