ZIP 03855 Property Distress & Foreclosure Data

ZIP code 03855 in Strafford County, New Hampshire carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (78/100), structural risk (54/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (68/100)). On the structural side it scores 54/100, with 2/100 of stress already active.

The expansion-phase market in 03855 posted values that rose 5.6% over the year, and 27% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $99,122, above the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. Around 28% of renters are cost-burdened. The vacancy rate is 36.9% — elevated. Owners hold 92% of homes, renters 8%. Population is roughly 2,735 with a median age of 44. The ZIP holds roughly 1,639 housing units. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 34% bachelor's-or-above. Home values center near $339,400, an affordability ratio of 3.1× — accessible.

On the whole, 03855 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.