Strafford County, NH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Strafford County, NH distress report, 2026: 17 ZIPs scored in Strafford, NH, Strafford, NH average 22/100; the top Strafford, NH ZIP is 03042 at 25/100; Strafford, NH market phase peak, Strafford, NH prices +4.3% year over year.
- Strafford, NH ranks #2,543 nationally (opportunity index); Strafford, NH #6 in New Hampshire; Strafford, NH index 25.7.
- Strafford, NH ninety-day mortgage delinquency 0.3% in December 2025; Strafford, NH twelve-month change -0.4%.
- Strafford, NH ZIP phases: 17 peak.
- Strafford, NH residential listings tracked: 87 across 16 ZIPs; Strafford, NH candidate listings 34.
- Strafford, NH HUD assisted properties: 17 with 1,038 units.
- Strafford, NH lenders on watch: 4; largest Strafford, NH footprint First Seacoast Bank (4 branches).
- Strafford, NH most distressed ZIP: 03042 at 25/100.
Strafford, NH figures: DLRadar distress index; Strafford, NH inputs: CFPB, FHFA, HUD, FDIC; Strafford, NH rebuilt as sources refresh.
| Rank | Strafford, NH ZIP | Score |
|---|---|---|
| 1 | 03042 | 25/100 |
| 2 | 03820 | 22/100 |
| 3 | 03823 | 22/100 |
| 4 | 03824 | 22/100 |
| 5 | 03825 | 22/100 |
| 6 | 03835 | 22/100 |
| 7 | 03839 | 22/100 |
| 8 | 03851 | 22/100 |
| 9 | 03852 | 22/100 |
| 10 | 03855 | 22/100 |
| 11 | 03861 | 22/100 |
| 12 | 03867 | 22/100 |
Most distressed Strafford, NH ZIPs (0-100, 2026)
Mortgage delinquency in Strafford, NH
0.3% of Strafford, NH mortgages were ninety-plus days late (Strafford, NH, December 2025); Strafford, NH thirty-to-eighty-nine days late: 1.5%; Strafford, NH twelve-month change -0.4%; Strafford, NH peak since 2008: 4.0% (November 2009); New Hampshire overall 0.6%. Strafford, NH ninety-day series: Dec 24 0.7, Jan 25 0.5, Feb 25 0.5 (Strafford, NH), Mar 25 0.4, Apr 25 0.5, May 25 0.5 (Strafford, NH), Jun 25 0.5, Jul 25 0.3, Aug 25 0.3 (Strafford, NH), Sep 25 0.3, Oct 25 0.3, Nov 25 0.3 (Strafford, NH), Dec 25 0.3.
Opportunity index: Strafford, NH
Strafford, NH index 25.7, Strafford, NH phase weak; Strafford, NH primary driver construction, Strafford, NH second driver bank institutional. Strafford, NH components: property stress 12.0, foreclosure pressure 10.1, listing discounts 22.3, bank stress 59.2, insurance 0.0; Strafford, NH pulse 29.8; Strafford, NH capital opportunity 19.6; Strafford, NH seven-day change +0.1%.
ZIP market phases inside Strafford, NH
17 Strafford, NH ZIPs carry a price-cycle phase; Strafford, NH ZIPs by phase (Strafford, NH), deepest drawdown first: peak, +4.3% YoY (Strafford, NH): 03042, 03820, 03823, 03824, Strafford, NH 03825, 03835, 03839, 03851, Strafford, NH 03852, 03855, 03861, 03867, Strafford, NH 03868, 03869, 03878, 03884.
Residential listings by Strafford, NH ZIP
Strafford, NH ZIPs with the most tracked Strafford, NH residential listings: 03820 63 listings, 14 candidates, bank pressure 72; 03867 5 listings, 4 candidates, bank pressure 72; 03855 4 listings, 4 candidates, bank pressure 72; 03825 3 listings, 3 candidates, bank pressure 72 (Strafford, NH); 03851 2 listings, 2 candidates, bank pressure 72; 03868 2 listings, 0 candidates, bank pressure 72; 03884 2 listings, 1 candidates, bank pressure 72; 03887 2 listings, 2 candidates, bank pressure 71. Strafford, NH totals: 87 listings; Strafford, NH candidates 34; active ZIPs 12.
HUD assisted housing in Strafford, NH
17 assisted properties with 1,038 units sit in Strafford, NH; largest Strafford, NH properties: Whittier Falls Housing (Dover) 184 units; Westgate Village (Dover) 130 units; Pointe Place (Dover) 116 units in Strafford, NH; Brookside Place Apartments (Rochester) 90 units; Cocheco Park (Dover) 78 units, 78 assisted; Laurel Terrace (Rochester) 55 units, 55 assisted.
Lenders with branches in Strafford, NH
Strafford, NH lenders by branch count: First Seacoast Bank (Strafford, NH): stress 96, 4 branches low in Strafford, NH; Profile Bank (Strafford, NH): stress 89, 3 branches low in Strafford, NH; Bank Of New Hampshire (Strafford, NH): stress 63, 2 branches low in Strafford, NH; Meredith Village Sb (Strafford, NH): stress 81, 1 branch low in Strafford, NH.
Vacancy and permits, Strafford, NH
4,529 of 56,609 Strafford, NH housing units are vacant; Strafford, NH permits, twelve months: 200 multifamily units in Strafford, NH, 318 one-to-four unit units.
Work Strafford, NH at the parcel level
Every Strafford, NH parcel carries owner and address; every Strafford, NH parcel carries APN; Strafford, NH distress scores sit on the Strafford, NH live board.
Strafford, NH figures refresh with each source.
Strafford, NH questions
Most distressed ZIP code in Strafford County, NH?
ZIP 03042 leads Strafford, NH at 25/100; next in Strafford, NH: 03820 at 22/100; the Strafford, NH average is 22/100.
Where does Strafford County, NH rank for investment opportunity?
Strafford, NH is #2,543 among all ranked counties, #6 in New Hampshire; the Strafford, NH driver is construction; Strafford, NH moved down 180 places.
How many mortgages are delinquent in Strafford County, NH?
0.3% of Strafford, NH mortgages were ninety-plus days late in December 2025; the Strafford, NH peak since 2008 was 4.0%.
Which banks lend in Strafford County, NH?
4 watched lenders hold Strafford, NH branches; the largest Strafford, NH footprints are First Seacoast Bank (4), Profile Bank (3), Bank Of New Hampshire (2).
More on Strafford, NH
Strafford County, NH distress report: public-record figures for Strafford, NH; not legal advice for Strafford, NH; not tax or investment advice; verify every Strafford, NH record before acting.