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ZIP 03824 Foreclosure, Tax-Lien & Distress Report

Strafford County, New Hampshire · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 03824 in Strafford County, New Hampshire comes in at 22, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (67/100), structural risk (51/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (68/100)). The latent-versus-live split is 51/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 23% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Around 62% of renters are cost-burdened. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 15,054 residents call 03824 home, typically aged 21. The ZIP holds roughly 4,268 housing units. The demographic-stress sub-score lands at 33/100. At $126,658, median income runs above typical U.S. levels. The tenure split is 65% owner-occupied to 35% rented. Educational attainment sits at 78% bachelor's-or-above. Home values center near $504,300, an affordability ratio of 3.7× — accessible.

Net-net, 03824 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 03824 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 03824's 22/100 can be lined up against any neighbor in Strafford County, New Hampshire or any ZIP coast to coast. Sparse data for 03824 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 03824's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 03824 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
51/100
Structural risk
2/100
Distress activity

What is driving ZIP 03824’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk68
Another 9 scored dimensions sit behind 03824

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 03824 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 03824, the same set carried on every parcel.

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Unlock parcel-level detail for ZIP 03824

The full 03824 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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