ZIP 03824 Property Distress & Foreclosure Data

In Strafford County, New Hampshire, ZIP 03824 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (78/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (68/100). The latent-versus-live split is 54/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.6% year on year, and 23% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 25.3% — elevated. Around 62% of renters are cost-burdened. The poverty rate is 17.2% — high, a tax-stress and distress correlate. About 15,054 people live here, median age 21. The ZIP holds roughly 4,268 housing units. The demographic-stress sub-score lands at 33/100. At $126,658, median income runs above typical U.S. levels. 65% of housing is owner-occupied. Around 78% of adults hold a bachelor's degree or higher. The typical home is worth about $504,300 (3.7× income, relatively affordable).

Net-net, 03824 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.