ZIP 03885 Foreclosure, Tax-Lien & Distress Report

ZIP code 03885 in Rockingham County, New Hampshire carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The split runs 55/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (88/100). What sets it apart are the readings on structural risk (55/100), institutional ownership (44/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 03885 posted values that rose 4.3% over the year, and 26% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

92% of housing is owner-occupied. The vacancy rate is 0.0%. The ZIP holds roughly 3,025 housing units. Around 66% of adults hold a bachelor's degree or higher. The typical home is worth about $655,400 (4.2× income). At $141,438, median income runs above typical U.S. levels. Rent burden reaches 39% of tenant households. DLRadar's demographic-stress index for the area reads 24/100. About 7,742 people live here, median age 42. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas.

Overall, 03885 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 03885 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 03885's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 03885, the field stays empty rather than modeled, and fills in as new documents post.

03885's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 03885 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.