ZIP 03862 Property Distress & Foreclosure Data

Composite property distress in 03862 (Rockingham County, New Hampshire) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (48/100), construction/permit lag (48/100). mortgage stress (18/100) stay muted. On the structural side it scores 67/100, with 5/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (88/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 15% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 90% owner-occupied to 11% rented. 4,563 residents call 03862 home, typically aged 51. About 52% have a four-year degree. Around 46% of renters are cost-burdened. The ZIP holds roughly 2,200 housing units. On demographic stress specifically, 03862 scores 28/100. Households earn a median $136,170 — above the roughly $78,000 national figure. The vacancy rate is 11.0%. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. A median home runs $670,400 here, or 4.5 times local income.

Overall, 03862 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.