ZIP 03870 Property Distress & Foreclosure Data

DLRadar grades ZIP 03870 (Rockingham County, New Hampshire) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (88/100)). Property-level stress concentrates in structural risk (67/100), institutional ownership (48/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (18/100). Structural risk reads 67/100 against active distress of 5/100.

The expansion-phase market in 03870 posted values that rose 5.6% over the year, and 21% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $990,700, an affordability ratio of 7.3× — stretched. DLRadar's demographic-stress index for the area reads 38/100. Population is roughly 5,092 with a median age of 54. Rent burden reaches 43% of tenant households. There are about 2,719 housing units across 03870. 6.8% of residents fall below the poverty threshold. Owners hold 80% of homes, renters 20%. Educational attainment sits at 58% bachelor's-or-above. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $127,772, above the U.S. median near $78,000.

On the whole, 03870 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.