ZIP 03053 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03053 (Rockingham County, New Hampshire) at a low 25/100 for overall property distress. The pressure is most legible in structural risk (55/100), institutional ownership (44/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (88/100)). The latent-versus-live split is 55/100 structural and 5/100 already moving.

The peak-phase market in 03053 posted values that rose 4.3% over the year, and 18% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 10,012 housing units. The demographic-stress sub-score lands at 24/100. The poverty rate is 2.2% — low. Rent burden reaches 36% of tenant households. Educational attainment sits at 49% bachelor's-or-above. The tenure split is 86% owner-occupied to 14% rented. The typical home is worth about $507,600 (3.5× income, relatively affordable). Population is roughly 25,930 with a median age of 43. Median household income is $132,241, above the U.S. median near $78,000. Vacancy runs 2.8%.

Overall, 03053 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 03053 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 03053 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 03053 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 03053 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 03053 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.