ZIP 03038 Property Distress & Foreclosure Data

Composite property distress in 03038 (Rockingham County, New Hampshire) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural risk reads 67/100 against active distress of 5/100. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (48/100), construction/permit lag (48/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (88/100).

The market reads expansion — home values rose 5.6% year on year, and 31% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $430,500 (3.7× income, relatively affordable). Rent burden reaches 43% of tenant households. 69% of housing is owner-occupied. There are about 14,507 housing units across 03038. Vacancy runs 7.2%. At $104,306, median income runs above typical U.S. levels. About 34,622 people live here, median age 40. The demographic-stress sub-score lands at 29/100. Around 35% of adults hold a bachelor's degree or higher. The poverty rate is 4.8% — low.

Net-net, 03038 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

30/100
Composite stress
67/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 03038

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk88
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Rockingham County

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