ZIP 03290 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 03290 in Rockingham County, New Hampshire comes in at 25, a low composite-distress reading. Structurally it carries 55/100, against 5/100 of stress already in motion. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (43/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (88/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 26% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $457,500, an affordability ratio of 3.9× — accessible. On demographic stress specifically, 03290 scores 34/100. Vacancy runs 8.4%. The poverty rate is 2.9% — low. There are about 2,193 housing units across 03290. At $108,459, median income runs above typical U.S. levels. 94% of housing is owner-occupied. About 42% have a four-year degree. Population is roughly 5,304 with a median age of 40. Rent burden reaches 92% of tenant households.

On balance 03290 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 03290 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 03290 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 03290 stays directly comparable to neighboring ZIPs and the rest of Rockingham County, New Hampshire. Where the record is thin for 03290, the field stays empty rather than modeled, and fills in as new documents post.

Behind 03290's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 03290 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.