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ZIP 03840 Foreclosure, Tax-Lien & Distress Report

Rockingham County, New Hampshire · Distress market

Composite property distress in 03840 (Rockingham County, New Hampshire) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (88/100). On the structural side it scores 55/100, with 5/100 of stress already active. Its standout signals are structural risk (55/100), institutional ownership (44/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.

The peak-phase market in 03840 posted values that rose 4.3% over the year, and 37% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 53% bachelor's-or-above. Roughly 0.4% live below the poverty line, a low share typical of higher-equity areas. About 4,070 people live here, median age 50. Rent burden reaches 53% of tenant households. Households earn a median $147,132 — above the roughly $78,000 national figure. Home values center near $662,800, an affordability ratio of 4.0×. The ZIP holds roughly 1,702 housing units. DLRadar's demographic-stress index for the area reads 27/100. The tenure split is 87% owner-occupied to 13% rented. Vacancy runs 4.0%.

Overall, 03840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 03840 at the moment; the composite and its components are still built from verifiable public records.

Whether 03840 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03840 can be compared directly against any other ZIP in Rockingham County, New Hampshire or nationwide. The score is rebuilt from public data as it updates, so 03840 reflects the current record instead of a stale or modeled snapshot.

03840's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 03840 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
55/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 03840

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk88
Another 9 scored dimensions sit behind 03840

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 03840 Stress Report snapshot

The live 03840 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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