ZIP 03857 Property Distress & Foreclosure Data

DLRadar grades ZIP 03857 (Rockingham County, New Hampshire) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), institutional ownership (48/100), construction/permit lag (48/100). By contrast, mortgage stress (18/100) register low. The latent-versus-live split is 67/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (88/100).

The market reads expansion — home values rose 5.6% year on year, and 31% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 33% of renters are cost-burdened. The vacancy rate is 2.9%. At $94,345, median income runs above typical U.S. levels. About 9,431 people live here, median age 39. Around 50% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 4,500 housing units. 52% of housing is owner-occupied. The poverty rate is 4.3% — low. The typical home is worth about $455,000 (4.1× income).

Net-net, 03857 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.