ZIP 03865 Property Distress & Foreclosure Data

In Rockingham County, New Hampshire, ZIP 03865 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (88/100). Its standout signals are structural risk (67/100), institutional ownership (48/100), construction/permit lag (48/100). mortgage stress (18/100) stay muted. Structural exposure scores 67 and live distress 5 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 23% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $404,500 here, or 3.5 times local income. About 36% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 03865 scores 26/100. 7,850 residents call 03865 home, typically aged 42. There are about 3,213 housing units across 03865. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 41% of tenant households. Vacancy runs 0.0%. Households earn a median $109,040 — above the roughly $78,000 national figure.

Overall, 03865 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.