ZIP 01860 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · Distress market
ZIP 01860's composite property-distress score is 27/100 - DLRadar classes that as low for Essex County, Massachusetts. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). Latent structural risk is 62/100 while live distress already moving reads 2/100. Property-level stress concentrates in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 17% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
8.3% of residents fall below the poverty threshold. Rent burden reaches 15% of tenant households. About 37% have a four-year degree. A median home runs $553,400 here, or 4.6 times local income. Population is roughly 6,707 with a median age of 49. The tenure split is 79% owner-occupied to 21% rented. Median household income is $116,477, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 5.0%. The ZIP holds roughly 2,899 housing units.
On balance 01860 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 01860 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 01860 stays directly comparable to neighboring ZIPs and the rest of Essex County, Massachusetts. Every figure is auditable to a public dataset and refreshed on ingest; 01860 shows blanks, not estimates, wherever the record is sparse.
01860's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 01860 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 01860
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 01860 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock the full ZIP 01860 acquisition report
See who owns each distressed property in 01860, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology