ZIP 01860 Property Distress & Foreclosure Data

Essex County, Massachusetts's ZIP 01860 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)). On the structural side it scores 61/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The peak-phase market in 01860 posted values that rose 4.3% over the year, and 17% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

8.3% of residents fall below the poverty threshold. Around 15% of renters are cost-burdened. Educational attainment sits at 37% bachelor's-or-above. Home values center near $553,400, an affordability ratio of 4.6×. Population is roughly 6,707 with a median age of 49. Owners hold 79% of homes, renters 21%. Median household income is $116,477, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 5.0%. The ZIP holds roughly 2,899 housing units.

On balance 01860 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.