ZIP 01985 Property Distress & Foreclosure Data

DLRadar grades ZIP 01985 (Essex County, Massachusetts) at a low 27/100 for overall property distress. Property-level stress concentrates in structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. On the structural side it scores 61/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

The market reads peak — home values rose 4.3% year on year, and 19% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

At $189,048, median income runs above typical U.S. levels. The vacancy rate is 8.2%. The demographic-stress sub-score lands at 21/100. Around 19% of renters are cost-burdened. 95% of housing is owner-occupied. Around 67% of adults hold a bachelor's degree or higher. The poverty rate is 2.2% — low. The ZIP holds roughly 1,798 housing units. The typical home is worth about $808,200 (4.0× income). About 4,536 people live here, median age 51.

Net-net, 01985 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.