ZIP 01985 Foreclosure, Tax-Lien & Distress Report

ZIP code 01985 in Essex County, Massachusetts carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural risk reads 62/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

The market reads peak — home values rose 2.9% year on year, and 19% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $189,048, median income runs above typical U.S. levels. Vacancy runs 8.2%. On demographic stress specifically, 01985 scores 21/100. Rent burden reaches 19% of tenant households. The tenure split is 95% owner-occupied to 5% rented. Around 67% of adults hold a bachelor's degree or higher. The poverty rate is 2.2% — low. There are about 1,798 housing units across 01985. A median home runs $808,200 here, or 4.0 times local income. 4,536 residents call 01985 home, typically aged 51.

On balance 01985 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 01985 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 01985 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 01985, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 01985 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 01985 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.