ZIP 01845 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · High Value market
On DLRadar's 0-100 distress scale, ZIP 01845 in Essex County, Massachusetts comes in at 27, a low composite-distress reading. On the structural side it scores 62/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). Property-level stress concentrates in structural risk (62/100), construction/permit lag (60/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
The market reads peak — home values rose 2.9% year on year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 31,881 people live here, median age 39. Home values center near $732,900, an affordability ratio of 5.0×. Roughly 7.7% live below the poverty line. 70% of housing is owner-occupied. Rent burden reaches 44% of tenant households. There are about 12,115 housing units across 01845. The vacancy rate is 4.1%. At $134,319, median income runs above typical U.S. levels. About 61% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100.
On balance 01845 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 01845's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 01845 shows blanks, not estimates, wherever the record is sparse.
Behind 01845's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 01845 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 01845
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
01845 at a glance
01845 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Essex County ZIPs near 01845
Nearest ZIP codes to 01845
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Massachusetts distress
Additional distress intelligence spanning Essex County, Massachusetts by ZIP, county and state.
See every distressed parcel in 01845
See who owns each distressed property in 01845, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology