ZIP 01845 Property Distress & Foreclosure Data

DLRadar grades ZIP 01845 (Essex County, Massachusetts) at a low 27/100 for overall property distress. Structural exposure scores 61 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)). Property-level stress concentrates in structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The peak-phase market in 01845 posted values that rose 4.3% over the year, and 17% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 31,881 with a median age of 39. Home values center near $732,900, an affordability ratio of 5.0×. 7.7% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. Rent burden reaches 44% of tenant households. There are about 12,115 housing units across 01845. Vacancy runs 4.1%. Median household income is $134,319, above the U.S. median near $78,000. Educational attainment sits at 61% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100.

On balance 01845 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.